Home improvement loans

We’ve partnered with HFS Financial to offer home improvement loans so you can achieve your custom outdoor living spaces.

How it works

1. Apply for a loan

Application takes 1 minute. HFS performs a soft credit check in order to present loan options and there is NO IMPACT on your credit to see your personal loan terms. HFS works with personal loans that require No Equity and No Appraisal.

2. Speak to a HFS loan consultant

If your application is accepted, you will be assigned to an HFS personal loan consultant who will contact you within 24 hours to discuss your loan terms. Rates start at 2.99% and are based on the highest credit score of either application. Terms are from 2-20 years with no prepayment penalties.

3. Provide documentation

Securely upload some basic documents for loan verification to HFS Financial. HFS allows you to borrow up to 20% more than your home improvement estimate(s) or contract(s).

4. Fund your loan

Once full approved, the full loan amount funds directly to your checking account and never to the contractor. HFS loan programs fund 100% Direct-to-Consumer.